LandlordGauge

Rent to income ratio calculator

Compare annual gross income with monthly rent using editable 3x annual and 40x monthly rent thresholds. Common-practice checks, not legal standards.

Rent and gross income

The rent for one complete month, in US dollars.

Use gross income, not take-home pay.

Multiple of annual rent. Default: 3× annual rent.

Multiple of monthly rent. Default: 40× monthly rent.

These thresholds are common practice, not law.

Your income comparison

Example result

Income to annual rent

3.00×

Annual gross income of $72,000 is 3.00× annual rent of $24,000.

The two threshold checks

Common-practice checks
ThresholdAnnual income requiredResult
3× annual rent$72,000Pass
40× monthly rent$80,000Fail

Example figures.

Rates as of