LandlordGauge

Break even rent calculator

Estimate the monthly rent needed to cover mortgage, tax, insurance, HOA, maintenance and vacancy allowances.

Your monthly break-even point

Principal and interest only; exclude tax and insurance entered below.

Total for one year; the calculator divides by 12.

Total property insurance for one year.

Homeowners association fees for one month; enter 0 if none.

Percentage of scheduled gross rent reserved for maintenance.

Percentage of scheduled gross rent lost to vacancy. Combined with maintenance, this must be below 100%.

Your result

Example result

Break-even monthly rent

$2,666.67Scheduled rent before allowances

This rent covers your entered fixed costs after reserving maintenance and allowing for vacancy.

Fixed annual costs: $28,800. The share left after allowances is 90.00%.

Example figures.

Rates as of